Fine Art Insurance

The coverage that a fine art insurance policy offers varies and depends on the specific insurer and the nature of the artwork.

Fine art insurance.

Covered property is the property described in the declarations but only if. How hiscox home insurance cover protects your art. This is a widely used insurance term meaning that all perils are covered except what the policy specifically excludes the list of exclusions on our fine art insurance policies vary depending on whether it is for a museum art gallery individual collector etc. A piece could be left unattended and vulnerable to theft.

Axa xl is an expert fine art insurer provider that offers high standard insurance coverage for multiple classes of private collections from fine art collectibles and wine to antiques memorabilia and more. We are a worldwide industry leader and the largest insurance broker in australia. However generally speaking the majority of fine art insurance policies do pay for direct physical loss or damage to covered property but only when that loss is from a covered cause of loss. The brokers at these companies are specialists who understand fine art and how to protect it.

10 000 of cover as standard for all your art and collections. We tailor insurance programs for many fine art related individual risks and businesses including personal art collections antiques art antiques dealers museums auction houses and commercial or corporate collections. Fine art insurance companies cover a wide range of art from artworks to antiques and from personal art collections to museums and businesses including the works of artists in their own studios. This coverage may be added to a commercial property policy by a separate form or endorsement often called a floater.

The following discussion concerns coverage intended for businesses that own or collect art but are not in the fine arts business. To adequately protect your business against losses to your valuable artwork you ll need to purchase fine arts insurance. Art being shipped could have poor crating or packaging leaving it open to damage in transit. Given the mobile nature of fine art and museum collections many exposures can come into play.

Inland marine fine art museum insurance. Even then ask questions. Fine art insurance specialists offer coverage for highly valued works of art. With a hiscox home insurance policy you don t have to take out separate fine art insurance as we provide cover for your art and collections as standard.

Fine arts coverage. Our fine art insurance provides broad all risk coverage.